Four problems every investor recognises
Savings quietly lose value
Prices rise every year. Capital on a savings account grows slower than prices do, so every year the same capital is worth less in real terms. On top of that, it misses the return it could have made.
≈ €15,000 / year
what 3% inflation costs on €500,000 of savings. What that same €500,000 could have become is shown on page 6.
When markets fall,
everything falls at once
Shares, REITs, equity funds and most pension portfolios are exposed to the same market. In a bad year most assets fall together and there is little left to hide behind, exactly when you want protection.
−13.7%
the AEX in 2022, while the fund gained 10.1%
Investing often locks your capital away
Many investments ask you to give up access for years. If your plans change, you cannot reach your own capital.
5 to 10 years
typical lock-up in private equity and real estate funds
The best funds are out of reach
Exclusive funds often require €500,000 to €1 million per entry. For most private investors, and for capital held in a holding company, that is a barrier. Through our fund-of-funds allocation you gain exposure to those managers with one investment.
€100,000
gives access to a diversified set of managers, in one position
What is missing is a return that does not follow the market.
TradeWell Capital is built to be exactly that. Proprietary algorithms trade the currency markets by fixed rules and take positions in both directions, so the fund aims to earn whether markets rise or fall. A selective fund of funds structure adds external managers alongside them, which creates diversification inside the fund itself. The track record is documented and capital can be withdrawn every month.
Why TradeWell Capital
What makes TradeWell unique
Return in both markets
The fund aims to make a return in markets going up and markets going down. Its return does not depend on shares rising, including in years when equity markets fall.
Selective fund-of-funds
Part of the capital is allocated to a selective range of external managers that follow the same systematic methodology, broadening diversification.
No lock-up period
Monthly subscription and redemption, with no multi-year lock-up. A 1.5% exit fee applies only within the first 12 months, none thereafter.
Proprietary algorithms in FX
A proprietary AI research platform develops, validates and continuously refines systematic strategies, with FX as the core component, executed by fixed rules under continuous oversight.
Governance
AFM-registered as AIFM (Art. 2:66a Wft), with independent administration and NAV calculation by AssetCare and investor capital segregated via an independent Stichting.
The full picture
Track record since inception, monthly figures, fee structure and the complete fund documentation, in one place.
WHO WE SERVE
Built for three types of investors
Entrepreneurs and holdings
Capital in the holding company earns almost nothing on deposit.
Puts idle company capital to work: a target return of 12 to 16% net per year instead of near-zero deposit rates
The capital stays available for the business: withdraw monthly, no lock-up
Aims to earn in rising and falling markets, so the reserve is not tied to the stock market
Access to exclusive funds that normally require €500,000 to €1 million to enter, through a single investment
Participation starts at €100,000
Private investors
Most assets you own follow the market direction.
An allocation that does not follow the market: it aims to return in rising and falling markets, alongside your portfolio
Kept growing in 2022 (+10.1%) while the AEX fell 13.7%
Enter and exit each month, with a full track record since day one
Access to exclusive funds that normally require €500,000 to €1 million to enter, through a single investment
Participation starts at €100,000
Family offices
You need a holding that does not move with the rest of the portfolio.
An uncorrelated building block: returns from currencies, not shares or bonds
One investment gives access to several selective funds run on the same methodology: return in rising and falling markets, with low correlation
Monthly liquidity within a regulated, segregated structure
Participation starts at €100,000
How it works
For forty years I worked in international energy projects. One mistake could cost millions. That is how you learn to put risk before return.
Founder-aligned capital
Founder Joan Horbeek invests personal capital in the same fund accounts as external investors, under the same risk framework.
That discipline is the foundation of TradeWell. Over two decades at Shell, GDF Suez and One-Dyas, Joan Horbeek built a background in operational risk management. He founded the fund because he saw too many decisions in the market made on instinct, and too few on fixed rules and governance. TradeWell brings that approach to systematic investing.
Decades of operational risk discipline
Personal capital in the fund
No sentiment-driven positions
Transparency and risk first
Liam van As
Chief Operating Officer
Jelmer Posthumus
Data & AI
Karwan Nisstany
Head of Investor Relations
Rense Horbeek
Chief Financial Officer
Sofie Kleefstra
Back Office Administrator
Henk Portier
Strategic Adviser
We hold no view on the direction of currency markets. Our edge lies in the structure within which decisions are made, and in the discipline of how they are executed. Parameters are defined in advance. Performance is then a function of the system itself.
How you become
an investor
Three steps, from first conversation to subscription. You set the pace.
01
A first conversation with our team. We explain the strategy, discuss your goals and answer your questions. No obligation.
02
You receive the full information pack, the information memorandum, the audited track record and the fund documentation.
03
After agreement, AssetCare handles onboarding and administration. Subscription takes place at month-end.
Built on regulated infrastructure
TradeWell Capital operates within a structured regulatory and operational framework, working with established financial and technology partners.
AFM
TradeWell Capital operates within the Dutch regulatory framework and is subject to oversight by the Autoriteit Financiële Markten (AFM). The AFM is the independent supervisory authority responsible for overseeing the financial markets in the Netherlands. Its mandate covers savings, investing, insurance, and lending, with a focus on ensuring that market participants provide clear, fair, and transparent information. The AFM performs conduct supervision and monitors whether financial institutions act in the interests of investors. TradeWell Capital’s structure and communications are aligned with applicable AFM requirements through its regulated partners.